About us

Four decades of experience, all local.

Local mortgage and finance brokers for North Brisbane. Clear guidance from your first chat to settlement, whatever you're financing.

EST. 2016

Built around practical lending advice, Finances4U brings together experienced brokers who understand Brisbane property, local households, and the decisions that come with choosing the right loan.

Why choose us

Mortgage broking made easier

We believe good finance advice should feel clear, personal, and grounded in your goals — not confusing, rushed, or one-size-fits-all.

Get personalised approach

Personalised and practical approach

Continuous support and guidance

What most clients pay us

Your team

Meet your local finance team

Dave Kerr

Director & Finance Specialist

Dave brings more than three decades in banking and finance, helping North Brisbane clients compare options and move through home loan decisions with confidence.

0415 061 109

dave@finances4u.com.au

Reynaldo Carrasco

Finance Specialist

Reynaldo helps clients navigate lending with clear mortgage and credit advice, shaped by broad business experience and a practical understanding of the property journey.

0410 592 643

reynaldo@finances4u.com.au

Neil Caswell

Director & Finance Specialist

Neil pairs long-standing customer service experience with specialist mortgage broking knowledge, making finance conversations clear, calm, and client-focused.

0413 081 411

neil@finances4u.com.au

Our values

Advice for your next step

Whether you’re buying your first home, reviewing your current mortgage, investing, or exploring finance for your business, Finances4U helps you understand your options and move forward with confidence.

1

On your side

We're legally bound to put your interests first, and we always would. The loan you get fits you, not us.

1

On your side

We're legally bound to put your interests first, and we always would. The loan you get fits you, not us.

2

Straight answers

Plain talk and no jargon. We'll tell you where you really stand, even when that means staying put.

2

Straight answers

Plain talk and no jargon. We'll tell you where you really stand, even when that means staying put.

3

We do the legwork

Paperwork and lender follow-ups, all handled. You get on with life while we do the heavy lifting.

3

We do the legwork

Paperwork and lender follow-ups, all handled. You get on with life while we do the heavy lifting.

4

Local for life

Forty years in North Brisbane, and most clients keep coming back. We're here long after the keys change hands.

4

Local for life

Forty years in North Brisbane, and most clients keep coming back. We're here long after the keys change hands.

Testimonials

Trusted by local borrowers

I have used Dave's services for a few transactions over a number of years and every time he has been exceptional to work with. Quick at getting back to me and happy to answer my questions. I have recommended him to a number of people over the years.
Sarah McQueen
Deception Bay
I couldn't recommend Dave at finances 4U highly enough. Dave was beyond helpful and accommodating with our unique situation, the challenges and changes we threw at him. From immediately replying to our emails we would send at ridiculous times on weekends to offering to drop documents off out of hours, we couldn't be happier with Dave's services.
Hayden Driver
Redcliffe
Dave is always very helpful and informative with the finance advice that he gives. I highly recommend his services.
Deborah Marler
Bray Park

I have used Dave's services for a few transactions over a number of years and every time he has been exceptional to work with. Quick at getting back to me and happy to answer my questions. I have recommended him to a number of people over the years.

Sarah McQueen

Deception Bay

I couldn't recommend Dave at finances 4U highly enough. Dave was beyond helpful and accommodating with our unique situation, the challenges and changes we threw at him. From immediately replying to our emails we would send at ridiculous times on weekends to offering to drop documents off out of hours, we couldn't be happier with Dave's services.

Hayden Driver

Redcliffe

Dave is always very helpful and informative with the finance advice that he gives. I highly recommend his services.

Deborah Marler

Bray Park

Sarah McQueen

Deception Bay

Hayden Driver

Redcliffe

Dave is always very helpful and informative with the finance advice that he gives. I highly recommend his services.

Deborah Marler

Bray Park

Talk to a broker

Finance options,
made clearer

Whether you’re buying, refinancing, or growing your business, Finance 4U helps compare lenders and structure a loan around your goals.

Home, investment, commercial and asset finance

Lender options explained in plain English

Guidance from application through settlement

Book a free broker chat

Talk to a broker

Finance options,
made clearer

Whether you’re buying, refinancing, or growing your business, Finance 4U helps compare lenders and structure a loan around your goals.

Home, investment, commercial and asset finance

Lender options explained in plain English

Guidance from application through settlement

Book a free broker chat

Talk to a broker

Finance options,
made clearer

Whether you’re buying, refinancing, or growing your business, Finance 4U helps compare lenders and structure a loan around your goals.

Home, investment, commercial and asset finance

Lender options explained in plain English

Guidance from application through settlement

Book a free broker chat

$

45

Four decades of experience, all local.

Built around practical lending advice, Finances4U brings together experienced brokers who understand Brisbane property, local households, and the decisions that come with choosing the right loan.

Mortgage broking made easier

Meet your local finance team

Dave Kerr

Reynaldo Carrasco

Neil Caswell

Advice for your next step

1

On your side

1

On your side

2

Straight answers

2

Straight answers

3

We do the legwork

3

We do the legwork

4

Local for life

4

Local for life

Trusted by local borrowers

Sarah McQueen

Hayden Driver

Deborah Marler

Sarah McQueen

Hayden Driver

Deborah Marler

Sarah McQueen

Hayden Driver

Deborah Marler

Finance options,
made clearer

Finance options,
made clearer

Finance options,
made clearer

$

45

Four decades of experience, all local.

Built around practical lending advice, Finances4U brings together experienced brokers who understand Brisbane property, local households, and the decisions that come with choosing the right loan.

Mortgage broking made easier

Meet your local finance team

Dave Kerr

Reynaldo Carrasco

Neil Caswell

Advice for your next step

1

On your side

1

On your side

2

Straight answers

2

Straight answers

3

We do the legwork

3

We do the legwork

4

Local for life

4

Local for life

Trusted by local borrowers

Sarah McQueen

Hayden Driver

Deborah Marler

Sarah McQueen

Hayden Driver

Deborah Marler

Sarah McQueen

Hayden Driver

Deborah Marler

Finance options, made clearer

Finance options, made clearer

Finance options, made clearer

Finance options,
made clearer

Finance options,
made clearer

Finance options,
made clearer